AI Document Assistant

Claw back
your money.

Airlines. Banks. Hospitals. They all win when you don't dispute.

Upload a bill, delay notice, or bank statement. Our AI cross-references consumer protection rules and drafts a professional dispute letter — citing the exact regulation — in minutes. You review it. You send it. No lawyers needed.

Check eligibility instantly

Most dispute rights expire in 60–90 days. Don't leave money on the table.

< 60s to first letter
$0 to scan & detect
100% you keep

Claim Detected

Category Flight Delay
Estimated Refund $350.00
Law Cited DOT Part 259
Send via Email
Generate Claim Letter

Dispute rules drawn from regulations enforced by

CFPB

Consumer Financial Protection Bureau

DOT

Dept. of Transportation

FTC

Federal Trade Commission

CMS

Centers for Medicare & Medicaid

FCRA

Fair Credit Reporting Act

How It Works

Four simple steps to fight back against hidden fees and corporate bureaucracy.

1

Upload Proof

Provide a clear photo or PDF of your bill, delay notice, or bank statement.

2

Agent Analysis

Our AI cross-references federal laws (e.g. No Surprises Act, DOT clauses) to find consumer protections.

3

Draft Generation

We automatically draft a highly professional, policy-citing dispute letter for you.

4

Review & Send

Review the draft, export as a PDF, or send it directly via email to escalate your dispute.

Real Results

People are clawing it back.

These aren't edge cases. These are everyday consumers who didn't take no for an answer.

"I got hit with a $1,200 surprise out-of-network bill. ClawBack found a No Surprises Act violation instantly and wrote the letter in 45 seconds. The hospital reversed it in 3 weeks."

Sarah M.

Denver, CO · Medical Bill

$1,200

recovered

"My flight was delayed 4 hours and the airline offered me a $50 voucher. ClawBack showed me I was entitled to $400 cash under DOT rules. The letter worked. Airline paid within 12 days."

James T.

Chicago, IL · Flight Delay

$400

recovered

"My bank had been charging me an NSF fee that appeared to violate Reg Z — for 8 months. I uploaded 2 statements. ClawBack drafted a dispute letter and all 8 fees were reversed — same day."

Priya K.

Austin, TX · Bank Fees

$280

recovered

* Individual results vary and are not guaranteed. Testimonials reflect specific user experiences. ClawBack does not guarantee any particular outcome.

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Visualize Your Refund

Built for real life.

See how ClawBack's AI analyzes your documents to instantly identify rule violations and claw back what you're owed.

Frustrated traveler checking phone

Claim Detected

Flight Delay

Law Cited DOT Part 259
Refund Estimate $350.00

Never eat the cost of a delayed flight.

Airlines count on you not knowing DOT compensation rules. Upload your boarding pass or delay email, and our AI immediately cross-references Part 259 to calculate exactly what you're eligible for regarding food, hotels, or cash refunds.

  • Automatic Rule Checking
  • Formal DOT Complaint Drafts
Check my flight

Catch subtle medical upcharging.

Decoding hospital bills is intentionally difficult. Snap a photo of your itemized receipt and ClawBack instantly flags "No Surprises Act" violations, duplicate billing codes, and out-of-network balance billing errors.

  • CPT Code Verification
  • Insurance Appeal Letters
Check my medical bill
Patient reviewing medical bill

Overcharge Found

Medical Bill

Violation No Surprises Act
Saved Amount $850.00
Stressed professional looking at bank statement

Fee Clawed Back

Bank Statement

Rule Enforced Regulation Z
Refunded $35.00

Eliminate invisible junk fees.

Banks bury excessive overdrafts and NSF charges that may conflict with Regulation Z in lengthy statements. Our AI scans your history to flag potential issues and drafts a formal written request for reversal — which you review and send yourself.

  • Multiple Fee Detection
  • CFPB Escalation Pathways
Check my bank statement

The smarter way to dispute.

Before ClawBack, your options were expensive, slow, or required a law degree.

ClawBack Hire a Lawyer Do It Yourself
Cost $0 – $2.99 $600 – $2,000+ Free
Time to first letter Minutes Days – weeks Hours – days
Regulation cited
You keep 100% of recovery (30% fee)
Escalation guidance & next steps
You stay in control Always — you review & send You hand it over Yes, but time-consuming
Requires legal knowledge None None (you pay them) Significant
Get started free

Supported Disputes

We target areas with high volumes of hidden junk fees and denied consumer claims.

Flight Refunds

Tarmac delays, lost baggage rules, and involuntary bumping.

Bank Fees

Potentially improper NSF penalties, hidden overdraft charges, and Reg Z conflicts.

Medical Bills

Out-of-network balance billing and "No Surprises Act" violations.

Security Deposits

Unjustified wear-and-tear deductions and lease-breaking fees.

Your Data is Secure.

Private by Design You Review First Not a Law Firm

Documents are processed locally. Never sold or used to train AI models.
We are an assistant tool, not a law firm.

Simple Pricing

Lawyers take 30%.
You keep 100%.

Scan for free. Only pay when you're ready to send the letter — for a fraction of what a lawyer would charge.

Available for US residents only · Demand letters cite US federal law

Free Scan

$0

forever

  • Upload any document
  • AI detects violations
  • See your refund estimate
  • Dispute letter draft
Start Free
Most Popular

Basic

$2.99

per claim · one-time

  • Everything in Free
  • Full AI demand letter
  • Regulation cited by name
  • PDF export
  • Claim Vault + history
  • Follow-up escalation email
Get My Letter

Pro

$5.99

per month · up to 6 claims

  • Everything in Basic
  • 6 claims/month
  • Follow-up escalation email
  • Priority AI routing
  • Claim tracking dashboard
Go Pro

Average lawyer fee for a dispute: $600–$2,000  ·  ClawBack: $2.99  ·  You keep every dollar recovered.

ClawBack is designed for disputes governed by US federal and state law. Not applicable outside the United States.

Resources

Know your rights.

Practical guides to help you identify and dispute fees, overcharges, and denials.

View all articles
Flight Rights

What Airlines Won't Tell You About Delayed Flight Refunds

DOT rules entitle most passengers to cash refunds — not vouchers. Here's exactly what you're owed and how to claim it.

5 min read · Flight Refunds
Medical Bills

The No Surprises Act: Your Protection Against Unexpected Hospital Bills

Since 2022, balance billing from out-of-network providers in emergencies is heavily restricted. Most people don't know how to use this law.

7 min read · Medical Billing
Bank Fees

Regulation Z Explained: How to Dispute Bank Fees That Exceed Federal Caps

Banks collect billions in NSF and overdraft fees every year. Regulation Z caps what they can charge — and most people never dispute it.

6 min read · Bank Fees
Got Questions?

Frequently Asked Questions

We use advanced AI to scan your uploaded documents (bills, delay emails, bank statements) and instantly cross-reference them against complex consumer protection laws like the No Surprises Act, DOT rules, and Reg Z. If we find a violation, we automatically generate a professional dispute letter citing the exact policies violated, which you can send directly to the offending company.

No. Disputing a potentially improper fee, an incorrect medical bill, or requesting a flight refund under DOT rules does not trigger a hard pull on your credit report. In the case of medical bills, catching an overcharge early actually prevents the hospital from sending an inflated, incorrect balance to collections.

Scanning documents to detect claims is completely free. If you want our AI agent to draft and track the formal dispute letters, it's just $2.99 Basic or $5.99/mo Pro (up to 6 claims/month). Unlike traditional lawyers who take 30% of your settlement, you keep 100% of the money you claw back.

It depends on the claim type. Airlines are mandated to refund delayed flights within 7–20 days. Bank fees are often reversed within 48 hours when confronted with Reg Z citations. Medical billing disputes can take 30–60 days once the appeal is filed. ClawBack includes a follow-up escalation email template if they don't respond on time.

ClawBack generates a firmer follow-up email alongside your first letter, and provides step-by-step escalation instructions naming the exact regulatory body to file with — the CFPB for banks, the DOT for airlines, or CMS for medical billing. Filing a regulator complaint is free and companies take it seriously. Credit card chargebacks are also an option for many dispute types.

In most cases, submitting a written dispute does not affect your standing with the company. Consumer protection regulations generally give individuals the right to request itemized billing, question charges, and seek corrections in writing. ClawBack letters are factual and professionally worded — not hostile — which tends to get better results. That said, we're not lawyers and this isn't legal advice; for specific situations, consult a licensed attorney.

Free to start · No credit card needed

You're probably owed
more than you think.

Upload a document now. In minutes you'll know if you have a claim — and exactly which law protects you.

Start Clawing Back — Free

Scan is free. Only pay $2.99 when you want to send the letter.

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ClawBack is not a law firm and does not provide legal advice or legal representation. We are an AI-assisted document creation tool that helps consumers draft written correspondence referencing publicly available consumer protection regulations. All letters are generated for informational purposes only. You review, edit, and send every letter yourself. Nothing on this site constitutes legal advice. For legal guidance specific to your situation, consult a licensed attorney.