Consumer Rights Guides

Know the rules.
Get your money back.

Practical, regulation-backed guides to disputing medical bills, fighting airline fees, and understanding the consumer protections most people have never heard of.

Medical Featured

How to Dispute a Medical Bill and Actually Win

Most people pay surprise medical bills without realising they have the right to challenge them. A step-by-step guide to pushing back — and getting overcharges reversed using the No Surprises Act and FCRA.

8 min read · March 2026 Read article
Flight Rights

Your Rights When a Flight Is Delayed or Cancelled

DOT rules mandate specific cash compensation for delays and denied boarding. Most passengers never claim it.

7 min read Read →
Consumer Finance

Junk Fees Are Costing Americans Billions. Here's How to Fight Back.

Convenience fees, overdraft charges, platform fees. Which ones can be disputed — and under exactly which regulation.

6 min read Read →
Medical

The No Surprises Act: What It Covers and What It Doesn't

A plain-English guide to the law that limits out-of-network medical bills — and what to do when providers ignore it.

6 min read Read →
Consumer Rights

The CFPB: The Consumer Protection Agency Most People Have Never Used

Filing a CFPB complaint is free and takes 10 minutes. Here's how to use it to get results from banks and lenders.

5 min read Read →
Strategy

Why Most Dispute Letters Fail — and What Makes One Actually Work

A vague complaint gets ignored. A specific letter citing the right regulation gets results. Here's the anatomy of one that works.

5 min read Read →
Credit & Banking

Credit Report Errors Cost People Real Money. Here's How to Fix Them.

One in five reports contains a significant error. Under the FCRA, bureaus must investigate within 30 days — here's how to start.

6 min read Read →
Hotels & Travel

How to Dispute a Hotel Charge or Resort Fee

Hotels collected $3.7B in resort fees in 2024 alone — many undisclosed. Here's how to identify an overcharge and get a refund using Reg Z and the FTC Act.

7 min read Read →
Subscriptions

How to Cancel a Subscription and Get Your Money Back

The FTC's new Click-to-Cancel rule requires cancellation to be as easy as sign-up. Here's how to enforce that right and claw back charges.

8 min read Read →
Auto

Car Dealership Add-On Fees: Which Are Illegal and How to Dispute Them

The FTC's 2024 CARS Rule bans dealers from charging for add-ons without your express informed consent. Here's how to identify them and get refunds.

8 min read Read →
Air Travel

Airline Baggage Fee Refunds: What You're Legally Owed

Lost bag? Flight cancelled? DOT rules entitle you to specific cash compensation — and the 2024 Automatic Refund Rule made it mandatory.

7 min read Read →
Telecom

Internet, Phone & Cable Bill Overcharges: How to Dispute and Get Refunds

FCC anti-cramming rules prohibit unauthorized charges on your phone bill. Here's how to use them — and your state PUC — to get money back.

7 min read Read →
Escalation

Small Claims Court: When and How to File After a Failed Dispute

No lawyer needed, under $100 to file, and corporations often settle before the court date because showing up costs them more than paying you.

9 min read Read →

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